#120-Thoughts on Money

Money cannot buy some of the things we want most – love, joy, happiness, peace, forgiveness or everlasting life.

At this rate of inflation we could all afford less goods and services with the same amount of money.

No amount of money could save you from death when your time is here.

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Love's Abiding Joy

#119-Thoughts on Investing

If you were a commodity on the stock exchange, would you invest in yourself?

Counting money does not make money. You have to earn it, invest it or inherit it.

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Invest in Your-SELF: Six Secrets to a Rich Life

#118-Thoughts on Spending

Resist impulsive or frivolous spending; your future depends on it.

Of all the things I don't like, the one I truly detest is other people trying to spend my money.

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Living Rich by Spending Smart: How to Get More of What You Really Want

#117-Thoughts on Wealth

Ironically, we tend to believe in God less when He is blessing us with more i.e. when we are enjoying health, wealth, strength, happiness and power.

People in wealthy nations should be more careful when they use water because millions in third world countries have limited access to clean water.

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Is God Always with Me?

#116-Thoughts on Poverty

Poverty, not the poor, is an atrocity to humanity.

Even the poorest of the poor have the capacity to love.

Why do poor children get cheap toys for Christmas while rich children get expensive toys?

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Teresa of Calcutta: Serving the Poorest of the Poor

#115-Thoughts on Busy People

Busy people are the only ones who will make time to do something for you.

Busy people make the time to leave their legacy; others are too preoccupied.

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A Mother's Legacy: Your Life Story in Your Own Words

#114-Thoughts on Experience

Experience and history tells us that very few battles are won by force.

Inexperience and ignorance share a common domain; they reside on opposite sides of the same coin or hang out together.

When "s##t" happens, you pay the consequences, clean up the mess and learn from the experience. If not, it will happen again.

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Tell Me True: Memoir, History, and Writing a Life

#113-Thoughts on Life Experience

Words are delectable when strung together to tell about life experiences.

Ordinary words become enchanted when used to tell stories about your life experiences.

It is facetious to expect your children to learn from your life experiences if you refused to learn from your parent’s experiences.

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Stories I Only Tell My Friends: An Autobiography

#102-Thoughts on Reminders

The events in life are somehow interconnected. Try to find one that does not remind you of another.

When I remember to do something, I thank God for the reminder and I do it right away.

If you do it as soon as the good Lord reminds you about it you will never forget to do anything.

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Don't Forget To Remember Me

#111-Thoughts on Common Sense

Go ahead, use your common sense; it is not a depletable resource.

Some people use common sense like money; they are keeping it for a rainy day.

Caution and common sense are faithful friends – if you "throw caution to the wind," common sense goes with it.

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Common Sense

#110-Thoughts on School

Students must study everyday to excel in school.

Children who study one extra hour every day are more likely to do well in school.

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Strategies for Success in High School and College

#109-Thoughts on Magic

Every life is endowed with enchanting magic but only the people who love you will appreciate your magic.

There is a special kind of magic in every human being. When you genuinely love a human being you experience that magic.

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The Gift Of The Magic

#108-Thoughts on Girls

Girls have a habit of becoming women.

Everyone knows at least one ordinary little girl who grew up and became a gorgeous young lady.

The natural progression is for girls to become women and for girlfriends to become wives and mothers.

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Girls Who Grew Up Great: Amazing Women Who Dared to Dream

#107-Thoughts on Spouse

Strive to have your spouse fighting for you instead of against you.

The higher you push up your spouse, the higher you will be. You will go up together as you push him/her up.

Your spouse is the most qualified person in the world to give you advice. Why? Your spouse knows you and your needs, or should know you, better than anyone.

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Pushing Up People

#106-Thoughts on Weddings

All fiancés "change" after the wedding – they get worse!

If your fiancé does not treat you as someone special now, don’t expect that to improve after the wedding.

Life, as we know it, begins with birth and culminates with death. A lucky few enjoy multiple cycles of christenings, birthdays, weddings and funerals.

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After the Wedding

#105-Thoughts on Fool

Some folks need an excuse to behave like a fool; others don't.

I don’t need to do things to try to "fool" my God; He already knows how much I love Him.

Don’t be fooled into believing that something is easy to do just because someone else could do it quickly.

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A Fool In Love

#104-Thoughts on Guarantee

A longer warranty period guarantees that fewer people will benefit from it.

There are no guarantees in death, not even a decent burial. We could all remember the thousands who were swept away during the great Tsunami of December 2004.

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The Indian Ocean Tsunami of 2004

#103-Thoughts on Youth

Be reminded that youth and life will only last a few years.

Those who truly understand youthfulness know that it has no monetary value.

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The Fountain of Youthfulness

#102-Thoughts on Retirement

I'm available today. My daytime schedule is wide open. That will change as soon as I retire.

Spend and invest your time and money judiciously. Your retirement lifestyle depends on it.

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How to Retire Happy, Wild, and Free

#101-Thoughts on Pain

It is not easy to laugh when you are in pain but it is acceptable!

Pain is the medium the body uses to let us know that something is wrong.

When I experience pain I go to the doctor hoping for a solution. If one is not readily available the least I expect is help to determine the cause of the problem.

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No Pain, (No Gain)

#100-Thoughts on Exercise

Older people who do not exercise have lots of aches and pains.

Fitness (exercise) should be taken like food: in small amounts two or three times each and every day.

A rich person is one who pays to exercise in a gym. A poor person is one who gets paid to exercise by doing the rich person's chores.

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#099-Thoughts on Party

I am having a party today because I'm alive and you are here.

No two events are exactly alike. If you doubt this, have a party tonight and a second party tomorrow night. Then compare the two with these or similar questions: Did everyone from the first night show up on the second night? Were the music, weather, food, mood and emotions exactly the same?

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I'm Alive

#098-Thoughts on Experts

An expert is someone who knows more about a subject than everybody else. How much more? As little as one percent will do.

When you find something you like to eat, have lots of it before the experts or your doctor say it is not good for you.

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The Food You Want to Eat: 100 Smart, Simple Recipes

#097-Thoughts on Being Smart

You might be smarter than me but that does not mean that I am stupid.

If I had food as tasty as this when I was a kid, I would be at least twice as smart today.

Yes, you may have more wine as long as you know that it will not make you any smarter or prettier.

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Are You Smarter Than A 5th Grader?

#096-Thoughts on Important

Every day is important; we can't afford to waste even one.

No matter how important you are today, the world will be just fine after you are gone.

It may not be important to you but does that not mean it is not important to me and or the rest of the world.

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The 6 Most Important Decisions You'll Ever Make: A Guide for Teens

#095-Thoughts on Reading

I too need to read for a few hours today.

Reading is a small investment for a large future.

Reading is like panning for gold – keep looking for the little nuggets that will sparkle from time to time.

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100 Words Kids Need to Read by 1st Grade

#094-Thoughts on Results

Sex is a short-term activity with long-term results.

People pulling in different directions always produce tangible results: chaos and destruction.

An optimist is one who knows the difference between positive and negative. To a child preparing for a math test he says, "I'm expecting some positive results." To his doctor conducting a medical test he says, "I'm praying for some negative results."

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Different Directions

#093-Thoughts on Hate

You cannot expect others to like you if you hate yourself.

Hate like love are emotions that cannot be verbalized. "I love you" is positive and "I hate you" is negative. They only produce internal feelings.

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I Love You

#092-Thoughts on Positive

Small positive growth is better than no growth.

Positive behavior may be compared with creating a mound. When it is tall enough you will reach "higher" things.

There is nothing wrong with expecting things to be always in your favor. In some circles, that is known as positive thinking.

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The Power of Positive Thinking

#091-Thoughts on Creed

God does not practice favoritism; He made every creed and race in His own image and likeness.

God is impartial; He gave eyes, ears, mouth, nose, hands and feet to people of every creed and race.

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God Made Us a Family

#090-Thoughts on Error

Many small errors will eventually create one big error.

Errors can only be corrected today; we cannot go back to yesterday or forward to tomorrow.

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#089-Thoughts on being Wrong

We defy God when we choose to do wrong.

I’m not wrong just because you don’t agree with me.

I could be wrong. I have been wrong before. At least once!

Are you always wrong? No? Then why do you expect that of me?

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But Then Again I Could Be Wrong: The Book of Rants

#088-Thoughts on being Right

Do it right or not at all.

There is no better way than the right way.

Take the time to do it right or you will have to do it over.

Doing the right thing is not the same as doing the thing right.

Doing the right thing and doing things right are not synonymous.

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Do the Right Thing

#087-Thoughts on Dreams

Do what most people only dream of – go out and make a difference.

Some people chase after foolish dreams and ruin good relationships.

Days are like dreams; some are awesome and you wish they would last forever. Others are overwhelmed with absurdities.

Legendary football players say, "Football is my life. I eat, sleep and dream football!" Can you say that about your chosen profession? If no, you may need to reconsider your options.

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You Were Made to Make a Difference

#086-Thoughts on Healing

The physical healing process begins with a visit to the doctor while the emotional healing process begins with acceptance.

Knowing what is wrong does not remove the hurt or the pain but it promotes healing.

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A Spiritual Process for Healing

#085-Thoughts on Relationships

Relationships allow us to use people and be used by them.

Relationships break because they are not made of steel; they are made of trust, respect, emotions and feelings.

Casual relationships are built on trust and respect; marriages are built on love.

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Relationships: A Mess Worth Making

#084-Thoughts on Kindness

Strive to be remembered for your kindness.

Most people want nothing more from me than I want from them - a little kindness.

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Try A Little Kindness

#083-Thoughts on Memories

There are no memories of tomorrow only of yesterday.

Memories are created every moment of every day and stored in a place called yesterday.

Yesterday holds dear the memories of the past; without it we would not be here today.

Today we'll share our gifts and create new memories. Tomorrow provides the inspiration we need to live.

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Beautiful Memories

#082-Thoughts on Memory

My memory is as good as ever. I don't remember forgetting anything.

Your inability to find things around the house has nothing to do with your memory if someone moved it.

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The Memory Book: The Classic Guide to Improving Your Memory

#081-Thoughts on Tomorrow

The more work I do today, the less I’ll have to do tomorrow.

Sleep allows us to say goodbye to today and renew our energies for tomorrow.

Don't leave everything for tomorrow; strive to complete at least one thing today!

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How to Systematize the Day's Work: Effectively Manage Today's Work and Plan Tomorrow's

#080-Thoughts on Today

We have to be today who we are and not who we might become.

No matter where you are today, you could always get better or worse.

Make the most of today; in a few years it will be one of the good ole’ days.

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Make Today Count: The Secret of Your Success Is Determined by Your Daily Agenda

#079-Thoughts on Yesterday

Life is easy today because I worked hard yesterday.

Always strive for improvement; it will make today better than yesterday.

Yesterday is inaccessible to us; we cannot go back there and change anything.

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Better Than Yesterday

#078-Thoughts on the Sun

The sun makes a big difference in a day just by showing up - you could too!

The sun and the rain have an estranged relationship; they are seldom seen together.

Never let the sun go down without you doing the things you want to do with or for your loved ones; nothing is more important!

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#077-Thoughts on the Moon

The sun, the moon and the stars are always up there, even when we can't see them.

The sun and the moon have a childish relationship; they are always following each other.

Change is constant, except for the sun, the moon and the stars; they always travel from east to west.

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Sun, Moon And Stars

#076-Thoughts on Heaven

How come we know so much about hell and so little about heaven?

If you want perfection you have to wait until you get to heaven – it is not available here on earth.

I believe there is a merciful God in heaven and He loves me unconditionally. You are free to believe whatever you want.

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Can't Wait to Get to Heaven

#075-Thoughts on Eating

Resist excessive eating; your health depends on it.

Any man could kill himself by eating too much or too little food.

Eating "right" by filling your plate with bright colors like greens, reds and yellows does not include M&Ms and some enriched cereals.

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Eat Right to Feel Great - Your Complete Guide to Nutrition

#074-Thoughts on Harvest

Reap your rewards before the harvest ends.

The seeds you plant determine the harvest you reap.

Today, we reap the fruits of yesterday’s deeds or misdeeds and plant the seeds of tomorrow’s harvest.

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An Anointed Harvest: Reap What You Sow

#073-Thoughts on Food

The only thing worse than paying high prices for food is throwing it away!

Food taste better when you chew it on both sides of your mouth. Try it today!

Even the best foods will be inedible if it is overcooked or left unattended on the counter.

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101 Best Foods to Boost Your Metabolism

#072-Thoughts on the Bible

If you ever need help, go to the Holy Bible, it has answers to any question you might have.

The answer to your every concern is in the Holy Bible.

The Holy Bible is an excellent resource when you have questions. The Internet makes it easy to find answers; try www.biblegateway.com/.

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The Holy Bible English Standard Version (ESV)

#071-Thoughts on Church

Go to church today – don’t wait for six strong men to take you there.

When I go to church I hear two voices singing: the cantor and myself.

The most important thing we could do in this life is to be faithful to God.

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God Is Love: Deus Caritas Est

#070-Thoughts on Effort

Effort always comes before rewards even in the dictionary.

In spite of our best efforts nothing will ever happen before its time.

Time plus time (i.e. doing nothing) equals zilch but time plus effort equals reward.

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Best Efforts

#069-Thoughts on Truth

The world is hungry for the truth.

Do not turn away from the truth or bow to atrocities.

It is beneficial to tell the truth. You don’t have to remember who you told what.

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Be Honest and Tell the Truth

#068-Thoughts on Being Late

It is never too late to do something good.

It is never too late to change a habit: good or bad.

You cannot compensate for leaving late by speeding down the highway.

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Never Too Late